An Unoccupied Home Insurance policy is needed when a property is vacant for more than 30 days. In addition, it must not be used as a holiday home. Moreover, finding cover can be difficult and costly. Indeed, there are insurers that would not insure a home in such circumstances. This is mainly due to the potential liability exposure, acts of vandalism or fire. There are several situations where you need Unoccupied Home Insurance such as:
At Top Insure, our dedicated team of qualified advisers are at hand to discuss any issues that you may have regarding the above, and will strive to get you the best deal possible whilst taking your specific circumstances for cover into account.