What different types of home insurance are available?
Looking for comprehensive, yet lowest cost home insurance can be frustrating. Instead Top Insure will help you find it, we compare home insurance from all the insurers; so whether you’re looking for personal contents cover, a buildings only policy, or a competitive non standard insurance quote to cover your flat roof, the experts at Top Insure will guarantee your insurance needs are covered.
Insurance cover for buildings & contents on a normal 2 story house or bungalow, detached or semi-d.
Also known as buy-to-let insurance, it covers buildings insurance to protect against structural damage.
Protect the things you own in your rented home such as clothes, furniture and electronic items.
Flat Roof Insurance
Specialist cover for property with a flat roof even if it covers more than 25% of the building.
Considerably higher than standard cost of rebuilding a listed property means you require the best cover.
Not declaring you work from home can void your home insurance policy, don't get caught out.
Self Build Insurance
Planning on building your own house or adding an extension? You’ll need self build insurance.
An Unoccupied Home Insurance policy is needed when a property is vacant for more than 30 days.
Timber framed property is high risk based on the cost of repair in the event of fire or water damage.
What kind of insurance cover do I need?
Three types of house insurance cover are available in Ireland when looking for an insurance quote. Each level increases the cost but protects you with a better level of cover.
Protection for the structure of your property. Standard cover includes the walls, roof and floors but can also includes fixtures and fittings dependant on your policy. Always ensure your rebuild costs is up to date!
Contents insurance protects your belongings against theft, fire, accidental damage or other loss. Your covered for items such as clothing, furniture, household appliances and even personal electronics.
Buildings & Contents
The highest level of cover is a combined buildings and contents insurance policy protecting your building against loss & damage but also the contents of your home under the home policy.
What details will I need for a home insurance quote?
We are experts at getting homeowners the cheapest quote for their home insurance but we also need accurate information from you about your home so that we can get you that cheap quote your searching for.
Have your address to hand, your house type, such as bungalow or semi-d and the age of the property.
Value of your belongings
How much do you think your personal items such as furniture & appliances will cost to replace.
Locks and alarm types
What kind of locks are fitted to your external doors and is your alarm a recognised system.
Previous claims details
Have you had previous claims on this property, for what and how much was the payout.
Rebuild cost of your house
Get an accurate cost for rebuilding your home. We can help with this as can a chartered surveyor.
Have you got a flat roof, felt or slate, or is your roof made of thatch? Then we need to know.
Tips to reduce your house insurance cost
Irish homeowners could be saving up to €300 a year on contents insurance and property insurance by using Top Insure experts to find you the cheapest policy quote. How are just some of the best advice tips that can cut the cost of your home insurance.
Home insurance guides you should read
Getting the cheapest home insurance quote can be confusing. With 1 in 5 Irish households not properly insured let the experts at Top Insure get you cheap house insurance. Relax in the knowledge we'll get you the best quote.