Travel Insurance

Have peace of mind no matter where you go on your holidays. Your protected from unexpected illness and accidents abroad.

The Top Insure Family appreciate that even when you are enjoying some of the best days of your life, the worst can happen. So why wouldn’t you do your best to safeguard your precious few days away. Get top travel insurance. We offer customised policies for individuals, couples, families and backpackers so you only pay for what you need. If you would like to find out more please contact us or continue reading to find the right protection for you.

We are an Irish family run business with over a decade of industry experience. Our experienced staff offer personalised support to all of our Top Insure customers.  Find out more about our company. See the specific cover in the policy document attached by simply clicking here.

What type of policy are you looking for?

Whether you are looking for a Single Trip, Annual Trip or Backpacker policy, we have what you need. There is a multitude of cover on the market but we will break it down for you here.

Single Trip

This policy covers you for one trip. You select the day you are leaving and the day you will return, you can also select where you are going, such as UK, Europe, Worldwide including USA & Canada or Worldwide Excluding USA & Canada. The trip must start and finish in the Republic of Ireland and on the dates specified. Should you be delayed on your trip, this policy will automatically extend once you notify the claims department of the delay. Cancellation cover applies to this policy from the date the policy is purchased (Not the inception date)

Annual Travel

This policy covers you for one a 12 month period. Unlike single trip insurance, you don’t have to select the day you are leaving and the day you will return. As long as you don’t exceed the maximum days per trip specified in you policy. You can also select where you are going, such as UK, Europe, Worldwide including USA & Canada or Worldwide Excluding USA & Canada. The trip must start and finish in the Republic of Ireland.

Backpacker Insurance

This policy is designed for the people that are leaving the Republic of Ireland, travelling to multiple destinations for an extended period of time. Again, this policy has an end date such as the single trip policy so you will have to specify the date you will return.

What addons should I consider buying?

The Top Insure family understands that there is a multitude of add-ons you can buy, we’ll break it down for you so you know exactly what you are getting.

Flight Cancellation

The insurer will pay up to the amounts specified in the schedule for reasonable additional accommodation and travel expenses incurred as a result of the checked in flight you were booked to travel on being cancelled or delayed for more than 24 hours and no alternative transport being offered by the airline within 24 hours.

Winter Sports

The insured is covered for guided cross country skiing (Nordic Skiing), mono skiing, off piste skiing or snowboarding except in areas designated as unsafe by local report management unless accompanied by a locally qualified guide, recreational racing, skiing, snow boarding and snow sledding

Golf

This covers the lead insured person for golf equipment, together with golf equipment hire and green fees, up to the limits as stated on the policy

Business

This covers the lead insured person for business equipment excluding mobile phones, up to the limit as stated on the policy.

Wedding

This covers the insured person for wedding attire, wedding gifts, wedding rings and accessories, up to the limit stated in the policy

Cruise Connection

This will cover up to the amount shown in the policy for reasonable additional onward travel expenses and accommodation (room only) necessarily incurred in reaching the next available embarkation point of your cruise itinerary due to the failure of any schedule public transport, the failure of your booked cruise ship or strike, industrial action or adverse weather conditions.

Travel Insurance Experts

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