Top Insure offer 2 years free No Claims Bonus (NCB) for anybody with an expired no claims bonus!
This is not a gimmick. We really are able to get you a 2 year NCB ‘topup’ if you have an expired no claims bonus. Generally, your NCB increases each year provided that you don’t claim. However, if you stopped driving due to living abroad for more than 2 years, any NCB you earned is gone forever. This means you would have to build it all up all over again. And having no NCB also means that your premium for cover is going to be a lot higher – up to 70% depending on the insurer.
While we cannot totally restore your NCB to the level you had before it expired, one of our specialist insurance partners has the next best thing. Through KennCo Insurance, Top Insure offer Car Insurance cover with 2 years FREE Bonus to anyone with an expired NCB. Once the NCB has expired within the last 3 years, there’s no catch. This offer currently does not exist with any other insurance company in Ireland.
What else have you got to lose? By taking out a policy with Top Insure, you will reclaim some of your lost NCB. Moreover, your premiums the following year will not be as high thanks to having an NCB. Most important of all, you can have your policy tailored to your every need. So there’s no need to worry about the quality of cover. If you’re currently in a similar situation, feel free to contact us and we’ll take it from there!